30-Year Mortgage Rates Remain Stable

Published March 6, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, March 5. The survey showed the 30-year mortgage edging up but still hovering at 6%. 

This week, the 30-year fixed rate mortgage averaged 6.00%, up from last week’s average of 5.98%. Last year at this time, the 30-year fixed rate mortgage averaged 6.63%.

The 15-year fixed rate mortgage averaged 5.43% this week, down slightly from last week’s 5.44%. During the same week last year, the 15-year fixed rate mortgage averaged 5.79%.

“Mortgage rates held steady at 6% this week, hovering near their lowest level since 2022,” said chief economist at Freddie Mac, Sam Khater. “In fact, rates are down nearly a full percentage point from this time in 2024, spurring activity from buyers, sellers and owners. As a result, refinance activity is up, and purchase applications are ahead of last year’s pace.”

Based on published national averages, the savings rate was 0.39% as of 2/17. The one-year CD averaged 1.55%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.